ChatGPT vs Microsoft: prices compared
In Germany, the cheapest personal plan costs €8.00 (Go) at ChatGPT and €10.00 (365 Personal with Copilot) at Microsoft per month incl. VAT (as of 29 October 2026).
- ChatGPT from
- €8.00Go · Germany
- Microsoft from
- €10.00365 Personal with Copilot · Germany
- Cheaper
- ChatGPT€2.00 per month less than Microsoft
- Choose ChatGPT if you …
- want an all-rounder for writing, research, images and voice in one app
- Choose Microsoft if you …
- want to use AI directly in Word, Excel and Outlook
Last checked How we check
Personal
| Plan | Germany | Austria | Switzerland |
|---|---|---|---|
| ChatGPT Go | €8.00per month | €7.99per month | CHF 7.00per month |
| ChatGPT Plus | €23.00per monthAnnual: €19.17 | €23.00per monthAnnual: €19.17 | CHF 20.00per monthAnnual: CHF 16.67 |
| ChatGPT Pro (entry tier) | €103.00per month | €103.00per month | CHF 83.00per month |
| ChatGPT Pro | €229.00per month | €229.00per month | CHF 200.00per month |
| Microsoft 365 Personal with Copilot | €10.00per monthAnnual: €8.25 | €10.00per monthAnnual: €8.25 | CHF 9.95per monthAnnual: CHF 8.33 |
| Microsoft 365 Family with Copilot | €13.00per monthAnnual: €10.75 | €13.00per monthAnnual: €10.75 | CHF 13.95per monthAnnual: CHF 11.66 |
| Microsoft 365 Premium | €22.00per monthAnnual: €18.25 | €22.00per monthAnnual: €18.25 | CHF 19.95per monthAnnual: CHF 16.66 |
Show all 38 countries
| Plan | Germany | Austria | Switzerland | Belgium | Bulgaria | Croatia | Cyprus | Czechia | Denmark | Estonia | Finland | France | Greece | Hungary | Ireland | Italy | Latvia | Lithuania | Luxembourg | Malta | Netherlands | Poland | Portugal | Romania | Slovakia | Slovenia | Spain | Sweden | Norway | United Kingdom | Türkiye | United States | Canada | Australia | Japan | India | Brazil | Mexico |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ChatGPT Go | €8.00per month | €7.99per month | CHF 7.00per month | €8.00per month | €6.50per month | €8.00per month | €8.00per month | CZK 200.00per month | DKK 64.00per month | €8.00per month | €8.00per month | €8.00per month | €8.00per month | HUF 2,990per month | €8.00per month | €8.00per month | €8.00per month | €8.00per month | €8.00per month | €8.00per month | €8.00per month | PLN 34.99per month | €7.99per month | RON 29.99per month | €8.00per month | €8.00per month | €8.00per month | SEK 85.00per month | NOK 99.00per month | £7.00per month | US$6.00per month | US$8.00†per month | CA$11.00†per month | A$13.00per month | JP¥1,400per month | ₹399.00per month | – | MX$110.00per month |
| ChatGPT Plus | €23.00per monthAnnual: €19.17 | €23.00per monthAnnual: €19.17 | CHF 20.00per monthAnnual: CHF 16.67 | €23.00per monthAnnual: €19.17 | €23.00per monthAnnual: €19.17 | €23.00per monthAnnual: €19.17 | €23.00per monthAnnual: €19.17 | CZK 499.00per monthAnnual: CZK 415.83 | DKK 179.00per monthAnnual: DKK 149.17 | €23.00per monthAnnual: €19.17 | €23.00per monthAnnual: €19.17 | €23.00per monthAnnual: €19.17 | €23.00per monthAnnual: €19.17 | HUF 8,990per monthAnnual: HUF 7,492 | €23.00per monthAnnual: €19.17 | €23.00per monthAnnual: €19.17 | €23.00per monthAnnual: €19.17 | €23.00per monthAnnual: €19.17 | €23.00per monthAnnual: €19.17 | €23.00per monthAnnual: €19.17 | €23.00per monthAnnual: €19.17 | PLN 99.99per monthAnnual: PLN 83.33 | €23.00per monthAnnual: €19.17 | RON 99.99per monthAnnual: RON 83.33 | €23.00per monthAnnual: €19.17 | €23.00per monthAnnual: €19.17 | €23.00per monthAnnual: €19.17 | SEK 249.00per monthAnnual: SEK 207.50 | NOK 249.00per monthAnnual: NOK 207.50 | £20.00per monthAnnual: £16.67 | US$16.67per month, billed annually | US$20.00†per monthAnnual: US$16.67 | CA$25.00†per monthAnnual: CA$20.83 | A$30.00per monthAnnual: A$25.00 | JP¥3,000per monthAnnual: JP¥2,500 | ₹1,999.00per monthAnnual: ₹1,665.83 | – | – |
| ChatGPT Pro (entry tier) | €103.00per month | €103.00per month | CHF 83.00per month | €103.00per month | €103.00per month | €103.00per month | €103.00per month | CZK 2,490.00per month | DKK 789.00per month | €103.00per month | €103.00per month | €103.00per month | €103.00per month | HUF 40,490per month | €103.00per month | €103.00per month | €103.00per month | €103.00per month | €103.00per month | €103.00per month | €103.00per month | PLN 439.00per month | €103.00per month | RON 520.00per month | €103.00per month | €103.00per month | €103.00per month | SEK 1,120.00per month | NOK 1,190.00per month | £89.00per month | US$120.00per month | US$100.00†per month | CA$136.00†per month | A$155.00per month | JP¥16,800per month | ₹10,699.00per month | R$525.00per month | – |
| ChatGPT Pro | €229.00per month | €229.00per month | CHF 200.00per month | €229.00per month | €229.00per month | €229.00per month | €229.00per month | CZK 4,990.00per month | DKK 1,799.00per month | €229.00per month | €229.00per month | €229.00per month | €229.00per month | HUF 89,990per month | €229.00per month | €229.00per month | €229.00per month | €229.00per month | €229.00per month | €229.00per month | €229.00per month | PLN 999.99per month | €229.00per month | RON 999.99per month | €229.00per month | €229.00per month | €229.00per month | SEK 2,495.00per month | NOK 2,490.00per month | £200.00per month | – | US$200.00†per month | CA$250.00†per month | A$300.00per month | JP¥30,000per month | ₹19,900.00per month | – | – |
| Microsoft 365 Personal with Copilot | €10.00per monthAnnual: €8.25 | €10.00per monthAnnual: €8.25 | CHF 9.95per monthAnnual: CHF 8.33 | €10.00per monthAnnual: €8.25 | €9.99per monthAnnual: €8.33 | €10.00per monthAnnual: €8.25 | – | CZK 269.00per monthAnnual: CZK 224.92 | DKK 78.99per monthAnnual: DKK 65.75 | €10.00per monthAnnual: €8.25 | €10.00per monthAnnual: €8.25 | €10.00per monthAnnual: €8.25 | €10.00per monthAnnual: €8.25 | HUF 3,549per monthAnnual: HUF 2,958 | €10.00per monthAnnual: €8.25 | €10.00per monthAnnual: €8.25 | €10.00per monthAnnual: €8.25 | €10.00per monthAnnual: €8.25 | – | – | €10.00per monthAnnual: €8.25 | PLN 42.99per monthAnnual: PLN 35.83 | €10.00per monthAnnual: €8.25 | RON 48.49per monthAnnual: RON 40.42 | €10.00per monthAnnual: €8.25 | €10.00per monthAnnual: €8.25 | €10.00per monthAnnual: €8.25 | SEK 119.99per monthAnnual: SEK 100.00 | NOK 121.00per monthAnnual: NOK 99.08 | £8.49per monthAnnual: £7.08 | TRY 329.99per monthAnnual: TRY 275.00 | – | – | A$16.00per monthAnnual: A$13.25 | JP¥2,130per monthAnnual: JP¥1,775 | ₹689.00per monthAnnual: ₹574.92 | – | MX$184.99per monthAnnual: MX$154.08 |
| Microsoft 365 Family with Copilot | €13.00per monthAnnual: €10.75 | €13.00per monthAnnual: €10.75 | CHF 13.95per monthAnnual: CHF 11.66 | €13.00per monthAnnual: €10.75 | €12.49per monthAnnual: €10.42 | €13.00per monthAnnual: €10.75 | – | CZK 349.00per monthAnnual: CZK 291.58 | DKK 103.99per monthAnnual: DKK 86.58 | €13.00per monthAnnual: €10.75 | €13.00per monthAnnual: €10.75 | €13.00per monthAnnual: €10.75 | €13.00per monthAnnual: €10.75 | HUF 4,649per monthAnnual: HUF 3,875 | €13.00per monthAnnual: €10.75 | €13.00per monthAnnual: €10.75 | €13.00per monthAnnual: €10.75 | €13.00per monthAnnual: €10.75 | – | – | €13.00per monthAnnual: €10.75 | PLN 55.99per monthAnnual: PLN 46.67 | €13.00per monthAnnual: €10.75 | RON 62.49per monthAnnual: RON 52.08 | €13.00per monthAnnual: €10.75 | €13.00per monthAnnual: €10.75 | €13.00per monthAnnual: €10.75 | SEK 155.99per monthAnnual: SEK 129.92 | NOK 155.00per monthAnnual: NOK 129.92 | £10.49per monthAnnual: £8.75 | TRY 409.99per monthAnnual: TRY 341.67 | – | – | A$18.00per monthAnnual: A$14.92 | JP¥2,740per monthAnnual: JP¥2,283 | ₹819.00per monthAnnual: ₹683.25 | – | MX$224.99per monthAnnual: MX$191.58 |
| Microsoft 365 Premium | €22.00per monthAnnual: €18.25 | €22.00per monthAnnual: €18.25 | CHF 19.95per monthAnnual: CHF 16.66 | €22.00per monthAnnual: €18.25 | €20.99per monthAnnual: €17.50 | €23.00per monthAnnual: €19.08 | – | CZK 549.00per monthAnnual: CZK 457.42 | DKK 168.99per monthAnnual: DKK 140.83 | €22.00per monthAnnual: €18.25 | €23.00per monthAnnual: €19.08 | €22.00per monthAnnual: €18.25 | €23.00per monthAnnual: €19.08 | HUF 8,789per monthAnnual: HUF 7,325 | €22.00per monthAnnual: €18.25 | €22.00per monthAnnual: €18.25 | €22.00per monthAnnual: €18.25 | €22.00per monthAnnual: €18.25 | – | – | €22.00per monthAnnual: €18.25 | PLN 97.99per monthAnnual: PLN 81.67 | €22.00per monthAnnual: €18.25 | RON 109.99per monthAnnual: RON 91.67 | €22.00per monthAnnual: €18.25 | €22.00per monthAnnual: €18.25 | €22.00per monthAnnual: €18.25 | SEK 254.99per monthAnnual: SEK 212.50 | NOK 259.00per monthAnnual: NOK 215.75 | £18.99per monthAnnual: £15.83 | TRY 719.99per monthAnnual: TRY 600.00 | – | – | A$33.00per monthAnnual: A$27.42 | JP¥3,200per monthAnnual: JP¥2,667 | ₹1,999.00per monthAnnual: ₹1,666.58 | – | MX$374.99per monthAnnual: MX$312.42 |
† Price excluding tax: the US (sales tax by state) and Canada (GST/HST by province) have no single rate, so tax is added at checkout. Not directly comparable with tax-inclusive prices in other countries.
Team
| Plan | Germany | Austria | Switzerland |
|---|---|---|---|
| ChatGPT Businessper user | €26.00per monthAnnual: €21.00 | €26.00per monthAnnual: €21.00 | CHF 20.54per monthAnnual: CHF 16.22 |
| Microsoft Copilot Business (Add-on)per user | €25.99*per monthAnnual: €21.66 | €26.21*per monthAnnual: €21.84 | CHF 22.05*per monthAnnual: CHF 18.38 |
| Microsoft 365 Business Standard + Copilotper user | €29.07*per monthAnnual: €24.23 | €29.32*per monthAnnual: €24.43 | CHF 24.69*per monthAnnual: CHF 20.57 |
| Microsoft 365 Business Premium + Copilotper user | €39.60*per monthAnnual: €33.00 | €39.94*per monthAnnual: €33.28 | CHF 33.62*per monthAnnual: CHF 28.02 |
Show all 37 countries
| Plan | Germany | Austria | Switzerland | Belgium | Bulgaria | Croatia | Cyprus | Czechia | Denmark | Estonia | Finland | France | Greece | Hungary | Ireland | Italy | Latvia | Lithuania | Luxembourg | Malta | Netherlands | Poland | Portugal | Romania | Slovakia | Slovenia | Spain | Sweden | Norway | United Kingdom | Türkiye | United States | Canada | Australia | Japan | India | Mexico |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ChatGPT Businessper user | €26.00per monthAnnual: €21.00 | €26.00per monthAnnual: €21.00 | CHF 20.54per monthAnnual: CHF 16.22 | €26.00per monthAnnual: €21.00 | €26.00per monthAnnual: €21.00 | €26.00per monthAnnual: €21.00 | €26.00per monthAnnual: €21.00 | – | – | €26.00per monthAnnual: €21.00 | €26.00per monthAnnual: €21.00 | €26.00per monthAnnual: €21.00 | €26.00per monthAnnual: €21.00 | – | €26.00per monthAnnual: €21.00 | €26.00per monthAnnual: €21.00 | €26.00per monthAnnual: €21.00 | €26.00per monthAnnual: €21.00 | €26.00per monthAnnual: €21.00 | €26.00per monthAnnual: €21.00 | €26.00per monthAnnual: €21.00 | – | €26.00per monthAnnual: €21.00 | – | €26.00per monthAnnual: €21.00 | €26.00per monthAnnual: €21.00 | €26.00per monthAnnual: €21.00 | – | – | – | – | US$25.00†per monthAnnual: US$20.00 | CA$34.00†per monthAnnual: CA$27.00 | – | – | – | – |
| Microsoft Copilot Business (Add-on)per user | €25.99*per monthAnnual: €21.66 | €26.21*per monthAnnual: €21.84 | CHF 22.05*per monthAnnual: CHF 18.38 | €26.43*per monthAnnual: €22.02 | €26.21*per monthAnnual: €21.84 | €27.30*per monthAnnual: €22.75 | – | €26.43*per monthAnnual: €22.02 | DKK 203.70*per monthAnnual: DKK 169.75 | €27.08*per monthAnnual: €22.57 | €27.41*per monthAnnual: €22.84 | €26.21*per monthAnnual: €21.84 | €27.08*per monthAnnual: €22.57 | €27.74*per monthAnnual: €23.11 | €26.86*per monthAnnual: €22.39 | €26.64*per monthAnnual: €22.20 | €26.43*per monthAnnual: €22.02 | €26.43*per monthAnnual: €22.02 | – | – | €26.43*per monthAnnual: €22.02 | €26.86*per monthAnnual: €22.39 | €26.86*per monthAnnual: €22.39 | €26.43*per monthAnnual: €22.02 | €26.86*per monthAnnual: €22.39 | €26.64*per monthAnnual: €22.20 | €26.43*per monthAnnual: €22.02 | SEK 301.05*per monthAnnual: SEK 250.88 | NOK 320.25*per monthAnnual: NOK 266.88 | £23.18*per monthAnnual: £19.32 | US$30.24*per monthAnnual: US$25.20 | – | – | A$41.45*per monthAnnual: A$34.54 | JP¥4,156*per monthAnnual: JP¥3,463 | ₹2,470.92*per monthAnnual: ₹2,059.10 | US$29.23*per monthAnnual: US$24.36 |
| Microsoft 365 Business Standard + Copilotper user | €29.07*per monthAnnual: €24.23 | €29.32*per monthAnnual: €24.43 | CHF 24.69*per monthAnnual: CHF 20.57 | €29.56*per monthAnnual: €24.64 | €29.32*per monthAnnual: €24.43 | €30.54*per monthAnnual: €25.45 | – | €29.56*per monthAnnual: €24.64 | DKK 227.95*per monthAnnual: DKK 189.96 | €30.29*per monthAnnual: €25.25 | €30.66*per monthAnnual: €25.55 | €29.32*per monthAnnual: €24.43 | €30.29*per monthAnnual: €25.25 | €31.03*per monthAnnual: €25.86 | €30.05*per monthAnnual: €25.04 | €29.80*per monthAnnual: €24.84 | €29.56*per monthAnnual: €24.64 | €29.56*per monthAnnual: €24.64 | – | – | €29.56*per monthAnnual: €24.64 | €30.05*per monthAnnual: €25.04 | €30.05*per monthAnnual: €25.04 | €29.56*per monthAnnual: €24.64 | €30.05*per monthAnnual: €25.04 | €29.80*per monthAnnual: €24.84 | €29.56*per monthAnnual: €24.64 | SEK 336.95*per monthAnnual: SEK 280.79 | NOK 358.33*per monthAnnual: NOK 298.60 | £26.06*per monthAnnual: £21.72 | US$33.84*per monthAnnual: US$28.20 | – | – | A$46.46*per monthAnnual: A$38.72 | JP¥4,651*per monthAnnual: JP¥3,875 | ₹2,768.28*per monthAnnual: ₹2,306.90 | US$32.71*per monthAnnual: US$27.26 |
| Microsoft 365 Business Premium + Copilotper user | €39.60*per monthAnnual: €33.00 | €39.94*per monthAnnual: €33.28 | CHF 33.62*per monthAnnual: CHF 28.02 | €40.27*per monthAnnual: €33.55 | €39.94*per monthAnnual: €33.28 | €41.60*per monthAnnual: €34.66 | – | €40.27*per monthAnnual: €33.55 | DKK 310.41*per monthAnnual: DKK 258.68 | €41.27*per monthAnnual: €34.39 | €41.77*per monthAnnual: €34.80 | €39.94*per monthAnnual: €33.28 | €41.27*per monthAnnual: €34.39 | €42.27*per monthAnnual: €35.22 | €40.93*per monthAnnual: €34.11 | €40.60*per monthAnnual: €33.83 | €40.27*per monthAnnual: €33.55 | €40.27*per monthAnnual: €33.55 | – | – | €40.27*per monthAnnual: €33.55 | €40.93*per monthAnnual: €34.11 | €40.93*per monthAnnual: €34.11 | €40.27*per monthAnnual: €33.55 | €40.93*per monthAnnual: €34.11 | €40.60*per monthAnnual: €33.83 | €40.27*per monthAnnual: €33.55 | SEK 458.80*per monthAnnual: SEK 382.34 | NOK 487.94*per monthAnnual: NOK 406.61 | £35.42*per monthAnnual: £29.52 | US$46.08*per monthAnnual: US$38.40 | – | – | A$63.23*per monthAnnual: A$52.69 | JP¥6,332*per monthAnnual: JP¥5,277 | ₹3,766.56*per monthAnnual: ₹3,138.80 | US$44.54*per monthAnnual: US$37.12 |
* The provider lists prices excluding VAT – we added the tax rate the provider states.
† Price excluding tax: the US (sales tax by state) and Canada (GST/HST by province) have no single rate, so tax is added at checkout. Not directly comparable with tax-inclusive prices in other countries.
Verdict: ChatGPT or Microsoft?
Cheapest entry in Germany: ChatGPT from €8.00 a month (Microsoft: from €10.00).
Choose ChatGPT if you want an all-rounder for writing, research, images and voice in one app.
Strengths
- Widest range of features (images, voice, agents, custom GPTs)
- Very broad support from apps and extensions
- Low-cost entry with Go
Weaknesses
- Many tiers make the choice confusing
- Pro tiers are very expensive
Choose Microsoft if you want to use AI directly in Word, Excel and Outlook.
Strengths
- Included in the Microsoft 365 subscription (Office apps + storage)
- Family plan for several people
- Familiar interface
Weaknesses
- Little added value if you don't use Office
- Business options are confusing
Editorial assessment, not manufacturer information. Prices checked automatically on 29 October 2026.