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How much does Microsoft cost?

Microsoft starts at €10.00 per month incl. VAT in Germany (as of 29 October 2026).

From
€10.00365 Personal with Copilot · per month · Germany
Best for
If you want to use AI directly in Word, Excel and Outlook
Free version
Microsoft Copilot (free)The Copilot app and web without a subscription; integration with Word, Excel and Outlook only with Microsoft 365.
Cheapest alternative
Gemini from €4.99Google AI Plus

Last checked How we check

Microsoft pricing page ↗

Personal

Microsoft – Personal
PlanGermanyAustriaSwitzerland
Microsoft 365 Personal with Copilot€10.00per monthAnnual: €8.25€10.00per monthAnnual: €8.25CHF 9.95per monthAnnual: CHF 8.33
Microsoft 365 Family with Copilot€13.00per monthAnnual: €10.75€13.00per monthAnnual: €10.75CHF 13.95per monthAnnual: CHF 11.66
Microsoft 365 Premium€22.00per monthAnnual: €18.25€22.00per monthAnnual: €18.25CHF 19.95per monthAnnual: CHF 16.66
Show all 32 countries
Microsoft – Personal
PlanGermanyAustriaSwitzerlandBelgiumBulgariaCroatiaCzechiaDenmarkEstoniaFinlandFranceGreeceHungaryIrelandItalyLatviaLithuaniaNetherlandsPolandPortugalRomaniaSlovakiaSloveniaSpainSwedenNorwayUnited KingdomTürkiyeAustraliaJapanIndiaMexico
Microsoft 365 Personal with Copilot€10.00per monthAnnual: €8.25€10.00per monthAnnual: €8.25CHF 9.95per monthAnnual: CHF 8.33€10.00per monthAnnual: €8.25€9.99per monthAnnual: €8.33€10.00per monthAnnual: €8.25CZK 269.00per monthAnnual: CZK 224.92DKK 78.99per monthAnnual: DKK 65.75€10.00per monthAnnual: €8.25€10.00per monthAnnual: €8.25€10.00per monthAnnual: €8.25€10.00per monthAnnual: €8.25HUF 3,549per monthAnnual: HUF 2,958€10.00per monthAnnual: €8.25€10.00per monthAnnual: €8.25€10.00per monthAnnual: €8.25€10.00per monthAnnual: €8.25€10.00per monthAnnual: €8.25PLN 42.99per monthAnnual: PLN 35.83€10.00per monthAnnual: €8.25RON 48.49per monthAnnual: RON 40.42€10.00per monthAnnual: €8.25€10.00per monthAnnual: €8.25€10.00per monthAnnual: €8.25SEK 119.99per monthAnnual: SEK 100.00NOK 121.00per monthAnnual: NOK 99.08£8.49per monthAnnual: £7.08TRY 329.99per monthAnnual: TRY 275.00A$16.00per monthAnnual: A$13.25JP¥2,130per monthAnnual: JP¥1,775₹689.00per monthAnnual: ₹574.92MX$184.99per monthAnnual: MX$154.08
Microsoft 365 Family with Copilot€13.00per monthAnnual: €10.75€13.00per monthAnnual: €10.75CHF 13.95per monthAnnual: CHF 11.66€13.00per monthAnnual: €10.75€12.49per monthAnnual: €10.42€13.00per monthAnnual: €10.75CZK 349.00per monthAnnual: CZK 291.58DKK 103.99per monthAnnual: DKK 86.58€13.00per monthAnnual: €10.75€13.00per monthAnnual: €10.75€13.00per monthAnnual: €10.75€13.00per monthAnnual: €10.75HUF 4,649per monthAnnual: HUF 3,875€13.00per monthAnnual: €10.75€13.00per monthAnnual: €10.75€13.00per monthAnnual: €10.75€13.00per monthAnnual: €10.75€13.00per monthAnnual: €10.75PLN 55.99per monthAnnual: PLN 46.67€13.00per monthAnnual: €10.75RON 62.49per monthAnnual: RON 52.08€13.00per monthAnnual: €10.75€13.00per monthAnnual: €10.75€13.00per monthAnnual: €10.75SEK 155.99per monthAnnual: SEK 129.92NOK 155.00per monthAnnual: NOK 129.92£10.49per monthAnnual: £8.75TRY 409.99per monthAnnual: TRY 341.67A$18.00per monthAnnual: A$14.92JP¥2,740per monthAnnual: JP¥2,283₹819.00per monthAnnual: ₹683.25MX$224.99per monthAnnual: MX$191.58
Microsoft 365 Premium€22.00per monthAnnual: €18.25€22.00per monthAnnual: €18.25CHF 19.95per monthAnnual: CHF 16.66€22.00per monthAnnual: €18.25€20.99per monthAnnual: €17.50€23.00per monthAnnual: €19.08CZK 549.00per monthAnnual: CZK 457.42DKK 168.99per monthAnnual: DKK 140.83€22.00per monthAnnual: €18.25€23.00per monthAnnual: €19.08€22.00per monthAnnual: €18.25€23.00per monthAnnual: €19.08HUF 8,789per monthAnnual: HUF 7,325€22.00per monthAnnual: €18.25€22.00per monthAnnual: €18.25€22.00per monthAnnual: €18.25€22.00per monthAnnual: €18.25€22.00per monthAnnual: €18.25PLN 97.99per monthAnnual: PLN 81.67€22.00per monthAnnual: €18.25RON 109.99per monthAnnual: RON 91.67€22.00per monthAnnual: €18.25€22.00per monthAnnual: €18.25€22.00per monthAnnual: €18.25SEK 254.99per monthAnnual: SEK 212.50NOK 259.00per monthAnnual: NOK 215.75£18.99per monthAnnual: £15.83TRY 719.99per monthAnnual: TRY 600.00A$33.00per monthAnnual: A$27.42JP¥3,200per monthAnnual: JP¥2,667₹1,999.00per monthAnnual: ₹1,666.58MX$374.99per monthAnnual: MX$312.42

Team

Microsoft – Team
PlanGermanyAustriaSwitzerland
Microsoft Copilot Business (Add-on)per user€25.99*per monthAnnual: €21.66€26.21*per monthAnnual: €21.84CHF 22.05*per monthAnnual: CHF 18.38
Microsoft 365 Business Standard + Copilotper user€29.07*per monthAnnual: €24.23€29.32*per monthAnnual: €24.43CHF 24.69*per monthAnnual: CHF 20.57
Microsoft 365 Business Premium + Copilotper user€39.60*per monthAnnual: €33.00€39.94*per monthAnnual: €33.28CHF 33.62*per monthAnnual: CHF 28.02
Show all 32 countries
Microsoft – Team
PlanGermanyAustriaSwitzerlandBelgiumBulgariaCroatiaCzechiaDenmarkEstoniaFinlandFranceGreeceHungaryIrelandItalyLatviaLithuaniaNetherlandsPolandPortugalRomaniaSlovakiaSloveniaSpainSwedenNorwayUnited KingdomTürkiyeAustraliaJapanIndiaMexico
Microsoft Copilot Business (Add-on)per user€25.99*per monthAnnual: €21.66€26.21*per monthAnnual: €21.84CHF 22.05*per monthAnnual: CHF 18.38€26.43*per monthAnnual: €22.02€26.21*per monthAnnual: €21.84€27.30*per monthAnnual: €22.75€26.43*per monthAnnual: €22.02DKK 203.70*per monthAnnual: DKK 169.75€27.08*per monthAnnual: €22.57€27.41*per monthAnnual: €22.84€26.21*per monthAnnual: €21.84€27.08*per monthAnnual: €22.57€27.74*per monthAnnual: €23.11€26.86*per monthAnnual: €22.39€26.64*per monthAnnual: €22.20€26.43*per monthAnnual: €22.02€26.43*per monthAnnual: €22.02€26.43*per monthAnnual: €22.02€26.86*per monthAnnual: €22.39€26.86*per monthAnnual: €22.39€26.43*per monthAnnual: €22.02€26.86*per monthAnnual: €22.39€26.64*per monthAnnual: €22.20€26.43*per monthAnnual: €22.02SEK 301.05*per monthAnnual: SEK 250.88NOK 320.25*per monthAnnual: NOK 266.88£23.18*per monthAnnual: £19.32US$30.24*per monthAnnual: US$25.20A$41.45*per monthAnnual: A$34.54JP¥4,156*per monthAnnual: JP¥3,463₹2,470.92*per monthAnnual: ₹2,059.10US$29.23*per monthAnnual: US$24.36
Microsoft 365 Business Standard + Copilotper user€29.07*per monthAnnual: €24.23€29.32*per monthAnnual: €24.43CHF 24.69*per monthAnnual: CHF 20.57€29.56*per monthAnnual: €24.64€29.32*per monthAnnual: €24.43€30.54*per monthAnnual: €25.45€29.56*per monthAnnual: €24.64DKK 227.95*per monthAnnual: DKK 189.96€30.29*per monthAnnual: €25.25€30.66*per monthAnnual: €25.55€29.32*per monthAnnual: €24.43€30.29*per monthAnnual: €25.25€31.03*per monthAnnual: €25.86€30.05*per monthAnnual: €25.04€29.80*per monthAnnual: €24.84€29.56*per monthAnnual: €24.64€29.56*per monthAnnual: €24.64€29.56*per monthAnnual: €24.64€30.05*per monthAnnual: €25.04€30.05*per monthAnnual: €25.04€29.56*per monthAnnual: €24.64€30.05*per monthAnnual: €25.04€29.80*per monthAnnual: €24.84€29.56*per monthAnnual: €24.64SEK 336.95*per monthAnnual: SEK 280.79NOK 358.33*per monthAnnual: NOK 298.60£26.06*per monthAnnual: £21.72US$33.84*per monthAnnual: US$28.20A$46.46*per monthAnnual: A$38.72JP¥4,651*per monthAnnual: JP¥3,875₹2,768.28*per monthAnnual: ₹2,306.90US$32.71*per monthAnnual: US$27.26
Microsoft 365 Business Premium + Copilotper user€39.60*per monthAnnual: €33.00€39.94*per monthAnnual: €33.28CHF 33.62*per monthAnnual: CHF 28.02€40.27*per monthAnnual: €33.55€39.94*per monthAnnual: €33.28€41.60*per monthAnnual: €34.66€40.27*per monthAnnual: €33.55DKK 310.41*per monthAnnual: DKK 258.68€41.27*per monthAnnual: €34.39€41.77*per monthAnnual: €34.80€39.94*per monthAnnual: €33.28€41.27*per monthAnnual: €34.39€42.27*per monthAnnual: €35.22€40.93*per monthAnnual: €34.11€40.60*per monthAnnual: €33.83€40.27*per monthAnnual: €33.55€40.27*per monthAnnual: €33.55€40.27*per monthAnnual: €33.55€40.93*per monthAnnual: €34.11€40.93*per monthAnnual: €34.11€40.27*per monthAnnual: €33.55€40.93*per monthAnnual: €34.11€40.60*per monthAnnual: €33.83€40.27*per monthAnnual: €33.55SEK 458.80*per monthAnnual: SEK 382.34NOK 487.94*per monthAnnual: NOK 406.61£35.42*per monthAnnual: £29.52US$46.08*per monthAnnual: US$38.40A$63.23*per monthAnnual: A$52.69JP¥6,332*per monthAnnual: JP¥5,277₹3,766.56*per monthAnnual: ₹3,138.80US$44.54*per monthAnnual: US$37.12

* The provider lists prices excluding VAT – we added the tax rate the provider states.

No Microsoft prices for: Cyprus, Luxembourg, Malta, United States, Canada & Brazil.

Limits & features compared

Only what the provider publishes itself. Many providers give no fixed numbers.

Feature365 Personal with Copilot365 Family with Copilot365 Premium
Chat usage
no fixed number
no fixed number
no fixed number
Reasoning modes
no fixed number
no fixed number
no fixed number
Deep research
Researcher✗ not included
Researcher✗ not included
Researcherno fixed number
Image generation
no fixed number
no fixed number
no fixed number
Voice mode
no fixed number
no fixed number
no fixed number
Agents
Analyst✗ not included
Cowork✗ not included
Analyst✗ not included
Cowork✗ not included
Analystno fixed number
Coworkno fixed number
Cloud storage
1 TB
sharedno fixed number
2 TB
Other
subscription owner onlyno fixed number
subscription owner onlyno fixed number
subscription owner onlyno fixed number

✗ = not included according to the provider, “not stated” = the provider says nothing about it. Checked on 27 October 2026

Price history of Microsoft plans

PlanHistory
365 Personal with Copilot DEUnchanged since 28 October 2026: €10.00.
365 Family with Copilot DEUnchanged since 28 October 2026: €13.00.
365 Premium DEUnchanged since 28 October 2026: €22.00.
Copilot Business (Add-on) DEUnchanged since 28 October 2026: €25.99.
365 Business Standard + Copilot DEUnchanged since 28 October 2026: €29.07.
365 Business Premium + Copilot DEUnchanged since 28 October 2026: €39.60.

Frequently asked questions

How much does Microsoft cost?

The cheapest Microsoft plan (365 Personal with Copilot) costs €10.00 per month, the most expensive (365 Business Premium + Copilot) €39.60 – both incl. VAT (Germany).

Is Microsoft cheaper on an annual plan?

Yes. Billed annually, Microsoft 365 Personal with Copilot costs €8.25 instead of €10.00 per month – 17.5% less.

How much does Microsoft cost in Germany, Austria and Switzerland?

The cheapest personal plan costs, per month incl. VAT: Germany €10.00, Austria €10.00 & Switzerland CHF 9.95. Cheapest of the 32 countries we track: Türkiye at TRY 329.99 (≈ €5.95).

Is there Microsoft for teams?

Yes: Copilot Business (Add-on), 365 Business Standard + Copilot & 365 Business Premium + Copilot, from €25.99 per user per month (Germany).

Is Microsoft getting more expensive?

Not so far: since we started tracking on 28 October 2026, prices for all 6 Microsoft plans are unchanged (Germany). We check them daily.

Is there a free version of Microsoft?

Yes, Microsoft Copilot (free). The Copilot app and web without a subscription; integration with Word, Excel and Outlook only with Microsoft 365.

Comparisons

Other providers